For platforms
Add 24/7 worker protection without becoming an insurer.
Offer portable accident protection inside your app. TopSure runs enrolment, policy experience, billing integration and claims intake. Licensed insurance partners carry the regulated risk.
Partner portal demo
Enrolled workers
32,840
+6.2% vs last month
Active policies
29,411
89.6% of enrolled
Monthly premium
A$146,000
+6.6% vs last month
Claims submitted
18
since program start
Claims approved
11
4 in review · 2 awaiting docs
Active policies over time
Premium volume
Claim frequency
Coverage by worker type
Distribution by platform
Offered cover
61,200
Started enrolment
41,060
Enrolled
32,840
53.7% of offered
Active policies
29,411
3,429 lapsed or paused
Distribution by platform
Enrolment funnel
Submitted
18
Approved
11
Under review
4
Awaiting documents
2
Declined
1
Recent claims
| Claim ID | Type | Worker type | Status |
|---|---|---|---|
| TS-20483 | Accidental death | Motorcycle rider | Under review |
| TS-20471 | Accident medical | Delivery rider | Awaiting docs |
| TS-20466 | Permanent disability | Rideshare driver | Under review |
| TS-20452 | Accident medical | Courier | Approved |
| TS-20437 | Accidental death | Taxi driver | Approved |
| TS-20419 | Accident medical | Motorcycle rider | Declined |
Claim frequency
Trailing 12 months
36%
Latest quarter
39%
Earned premium (12m)
A$1.02M
Loss ratio by quarter
Early-program loss ratios are volatile at low claim counts. Pricing and reserving are set by the insurance partner.
Essential plan
23,960
A$25k–30k death benefit
Plus plan
5,451
up to A$50k death benefit
Medical add-on
7,180
optional cover
Beneficiary registered
94%
Coverage by worker type
| Role | Entity | Responsibility |
|---|---|---|
| Distribution platform | Demo Platform Group | Offers cover to workers in-app |
| Insurance technology | TopSure | Enrolment, policy experience, billing integration, claims intake, API |
| Underwriter | [Licensed Insurance Partner] | Regulated underwriting, claims decisions, policy wording |
| Distributor of record | [Licensed Entity] | Regulated distribution where required |
| Reinsurance / capital | [Optional] | Risk capacity, subject to local regulation |
Placeholder entities. Products are only offered through appropriately licensed entities.
| Market | Status | Enrolled (demo) | Currency |
|---|---|---|---|
| Vietnam | Demo program | 18,240 | VND |
| Indonesia | Demo program | 9,370 | IDR |
| Australia | Demo program | 5,230 | AUD |
| Thailand | Coming soon | — | THB |
| Philippines | Coming soon | — | PHP |
| Malaysia | Coming soon | — | MYR |
| South Africa | Coming soon | — | ZAR |
Market statuses here are part of the demo scenario and do not indicate live availability. Figures shown in A$ elsewhere are converted for illustration.
Sandbox key
ts_demo_••••••••Sandbox
Demo placeholder. Real keys are issued per partner and never shown in full.
Requests (30d)
412k
p95 latency
180ms
Endpoints
API docs →POST/quotePrice a cover option
POST/enrolStart a policy
GET/policyPolicy status
POST/beneficiaryNominate beneficiary
POST/claimLodge a claim
GET/claim/:idTrack a claim
POST/cancelCancel cover
| Statement | Premium collected | Policies | Status |
|---|---|---|---|
| October 2026 | A$146,000 | 29,411 | Open |
| September 2026 | A$137,000 | 27,900 | Remitted |
| August 2026 | A$128,000 | 26,200 | Remitted |
| July 2026 | A$119,000 | 24,300 | Remitted |
Premium flows, commissions and any revenue-sharing are set by agreement with the licensed insurance partner and local law.